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Avail EMI at the time of purchase
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Use your SBI Credit Card to opt for EMI payment option at the time of transaction

Flexible repayment tenure options from 3 to 24 months

Zero Down payment

No documentation required

Avail ‘Manufacturer Cashback’ offered by Manufacturers on select products and tenures. Check with store staff for more details.

Steps to avail this offer

Visit the nearest outlet to avail this offer. For list of outlets, click here

Check with store staff for EMI charges, tenures, availability of ‘Brand EMI’ or ‘Manufacturer Cashback’ with SBI Credit Card on product purchased

Select tenure and ask the billing executive at the outlet to process transaction under ‘Brand EMI’ option on swipe machine and pay with your SBI Credit Card.

Check the chargeslip post transaction for Transaction Amount, Manufacturer Cashback, Tenure, Rate of Interest, Processing Fees & EMI details. Ask store staff to void the transaction immediately if any of the charges are not acceptable or if Manufacturer Cashback is not/incorrectly displayed for a ‘Brand EMI’ transaction

Eligible Cards

All SBI Credit Cards excluding Corporate Cards

Additional Information

Interest charges are applicable on Monthly Reducing Balance. Please check with store staff for applicable Rate of Interest

At Point of Sale (POS) stores, some Manufacturers subvent the interest cost on Merchant EMI transactions. In case of SBI Card, such subvention is passed upfront to cardholders as ‘Manufacturer Cashback’ at the time of conversion.

To understand and know more about the ‘Manufacturer Cashback’ model, Click here

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