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Extra 5% Cashback at Pai International, Pai Mobiles and Smart Electronics stores.

Min trnx amount: Rs.14,999

Max cashback: Rs.1750

Validity: 05 May – 17 Jun ‘18

Steps to avail this offer

Shop for any product with SBI Credit Card at Pai International, Pai Mobiles and Smart Electronics stores to avail offer.

For store list click here

Eligible Cards

All SBI Credit Cards excluding Corporate Cards

Don’t have an SBI Card? Apply Now

Additional Information

Offer also applicable on EMI transactions

14% Rate of Interest applicable on monthly reducing balance on EMI transactions.

  • This marketing program (“Program”) is from SBI Card & Payment Services Private Ltd. (“SBICPSL”) under an arrangement with PAI International Pvt Ltd (“Merchant”) and is open to all residents of India holding a valid and current SBI Credit Card (“Cardholder”) and to whom a communication is sent either by SBICPSL and/or Merchant.
  • The Validity of the Program (“Term”) is from May 05 2018 to June 17 2018 (both days included), unless extended by SBICPSL and the Merchant.
  • Under this Program:
    • A Cardholder can avail Cash back on all product purchases at PAI International, PAI Mobiles and Smart Electronics outlets using SBI Credit card as below, during the term.

Spend Slab


Rs. 14999 & above


  • The Maximum Cash back amount per card account during the offer period is Rs 1750.
  • This Program is not applicable on SBI Corporate Card.
  • EMI transactions will also be applicable under the offer. Any additional cashback given by the manufacturer brand will also be applicable on such transactions.
  • Each transaction will be considered under the best applicable offer, in case the transaction is eligible under more than one offers by SBI Credit Card.
  • The Cash back under this Program shall be credited in the account of the Cardholder by 31 July 2018.
  • EMI tenures allowed are :- 3,6,9,12,18 and 24 month. (availability of tenure may differ across Brands & products)
  • 14% Rate of Interest applicable on Monthly Reducing Balance for 3,6,9 & 12 month tenure and for 18 & 24 month 15% Rate of Interest applicable on Monthly reducing Balance.
  • Any query regarding this Program or the cashback shall only be entertained till 31st Aug 2018. Post such date; SBICPSL will not entertain any correspondence or communication regarding this Program from any cardholder.
  • SBICPSL does not endorse any of the products or brands being offered under the Program and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
  • All the existing offers, gifts, discounts etc. that are being offered by the Merchant can be availed by the Cardholders over and above of this exclusive offer as mentioned in the communication
  • Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
  • Products offered under this Program are subject to availability from the respective participating outlets of Merchant and accordingly SBICPSL in no circumstances shall be liable for non-availability of any of the products.
  • Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL or by Merchant
  • All government levies such as sales tax, TDS, local taxes, octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
  • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if at all, shall not constitute a claim against SBICPSL.
  • Cardholders are not bound in any way to participate in the Program and any participation is deemed to be voluntary.
  • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Program at any time at its own discretion.
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