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Summary

 

Min. EMI Trxn, amount

Flat Cashback

Rs. 20,000 – Rs.25,000

Rs.1000

Greater than Rs.25,000

Rs. 1500



  • Offer valid Only on EMI trxns done at Electronics & Home Appliances and Mobile merchants, only through Pine Labs swipe machines/EDC
  • Offer not valid on EMI transactions done Online
  • Offer Valid only Once per Card (the higher trxn amount will be considered in case of multiple trxns)
  • Top EMI spender Offer ( 1 Winner )
    • Highest Spender on EMI purchases ( eligible at Electronics & Mobile merchants through Pine Labs machine ) during the Program Period shall be eligible for : A 2 Nights/3 Days Malaysia Trip for 2 adults from Thomas Cook. ( Departure-Ex-Mumbai, Only Flight + Hotel inclusive in 2N/3D day trip, Travel valid only in March 2020)
Steps to avail this offer
  • Transact using SBI Credit Card EMI option at any Electronics or Mobiles merchant or brand store.
  • The EMI transactions should be done through Pine Labs swipe machine terminal only ( Please check with store staff )
  • For merchant store list, please click here
Eligible Cards

All SBI Credit Cards excluding Corporate Cards

Don’t have an SBI Card? Apply Now

Additional Information

14% Rate of Interest applicable on monthly reducing balance on EMI transactions.

  • This marketing program (“Offer”) is from SBI Card & Payment Services Ltd. (“SBICPSL”) and is open to all residents of India holding a valid and current SBI Credit Card (“Cardholder”) and to whom a communication is sent by SBICPSL.
  • The Validity of the Offer (“Term”) is from 01 Dec 2019 – 31 Dec 2019 (both days included), unless extended by SBICPSL.
  • Under this Program A cardholder can avail:

Min. EMI Trxn, amount

Flat Cashback

Rs. 20,000 – Rs.25,000

Rs.1000

Greater than Rs.25,000

Rs. 1500



    • Offer valid Only on EMI trxns done at Electronics, Electronic Appliances & Mobile merchants, only through Pine Labs swipe machines/EDC
    • Offer not valid on EMI transactions done Online
    • Offer Valid only Once per Card (the higher trxn amount will be considered in case of multiple trxns)
    • Top EMI spender Offer ( 1 Winner ):
      • Highest Spender on EMI purchases ( eligible at Electronics & Mobile merchants through Pine Labs machine ) during the Program Period shall be eligible for : A 2 Nights/3 Days Malaysia Trip for 2 adults from Thomas Cook. ( Departure-Ex-Mumbai, Only Flight + Hotel inclusive in 2N/3D day trip, Travel valid only in March 2020)
      • Highest spender during program period will be the Card Holder who does the maximum total spends on EMI inclusive of all Eligible transactions done on the Card during the program period.
      • Additional ‘Manufacturer cashback/discount’ given by the OEM brand on EMI transactions will also be applicable on transactions done under this offer.
      • No two Cashback offers from SBI Credit Card can be clubbed. In case the transaction is eligible under more than one offers done by SBI Credit Card, Cashback for only one eligible Offer shall be credited.
      • Customers are requested to retain charge slip for 180 days post program end date, and share the same with SBI Card while raising any complaints regarding the program/cashback.
      • Cashback for eligible customers will be posted on 31 March 2020.
      • Merchants under Electronics and Mobiles category shall be defined as per merchant category code (MCC) provided by Card Network for purpose of this offer.
      • SBICPSL does not endorse any of the products or brands being offered under the Program and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
      • Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
      • Products offered under this Program are subject to availability from the respective participating outlets of Merchant and accordingly SBICPSL in no circumstances shall be liable for non-availability of any of the products.
      • Under no circumstance will the offer being offered under this Program be settled with cash in lieu by SBICPSL or by Merchant
      • All government levies such as sales tax, TDS, local taxes, octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
      • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if at all, shall not constitute a claim against SBICPSL.
      • Cardholders are not bound in any way to participate in the Program and any participation is deemed to be voluntary.
      • SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Program at any time at its own discretion.

Top Spender Offer ( Thomas Cook Holiday Trip ) Terms & Conditions

    • Card" shall mean such variants of SBI Credit Cards which have been issued by SBICPSL (SBI Card & Payment Services Limited) and are valid and subsisting during the Program Period, excluding Corporate Credit Card issued by SBICPSL.
    • "Cardholder/s" shall mean such customer/s of SBICPSL to whom a Credit Card (excluding Corporate Credit Card issued by SBICPSL) has been issued and who is authorized to hold the Card and who have received the communication from SBICPSL with respect to the Program by way of e-mailer / SMS or any other mode as per the discretion of SBICPSL.
    • "Program Period" shall mean the period commencing from December 01, 2019 to December 31, 2019 (both days inclusive).
    • “Eligible Transactions” for SBI Credit Card shall mean retail POS Offline spends on merchant EMI transactions at, Electronics & Mobile merchants through Pine Labs machine, done on the Card during the Program Period net of refunds. The transaction/authorization amount shall be considered.
    • In case of a tie between two or more Card Holders who have done the highest EMI spends during program period, the Card Holder who has done the Highest spend first ( Date and time of transaction ) during the program period will be eligible as Top Spender. In case there is still a Tie in the above-mentioned scenario, the sum of last 3 months retail spends, i.e 01 Oct – 31 Dec 2019, will be taken into consideration to decide program period winner.
    • Offer Details:-
    • Inclusions for free trip:
    • Air ticket and Hotel stay inclusive of breakfast for 2N/3Days
    • Hotel type 4 Star or 5 Star inclusive of breakfast
    • The trip can be availed and undertaken only in the month of March 2020
    • Exclusions of free trip:
    • Extra Meals, ground transport, sight-seeing, visa, insurance etc should be taken care by the winner
    • Any other costs over and above the hotel and flight costs is to be borne by the winner
    • All other costs and services apart from the inclusions mentioned above is to borne by the winners
    • The free trip is valid only for redemption by the winner Cardholder. The winner needs to provide the confirmation mail and message sent by SBI Card team to avail the free trip
    • Redemption process :- SBI Card will communicate the details for redemption process with the Winner of the Offer. SBI Card will share the confirmation communication with the winner on 01 Feb 2020.
    • The passport of travelling adults should be valid for a minimum period of 6 months from the date of entry into Malaysia
    • This free trip is non-transferable. Trips once confirmed cannot be cancelled or deferred
    • The Winner of the Holiday Trip might have to undertake travel with a group; This is not An Individual/curated holiday package.
    • Date of departure will be at the sole discretion of Thomas Cook in the month of March’20. The offer stands cancelled post the travel validity of the trip
    • Winner needs to travel on the available dates with Thomas Cook only
    • In no event shall Thomas Cook be liable for any direct, indirect or consequential damages of any kind, whether arising under this contest or otherwise
    • All general Thomas Cook Terms & Conditions remain applicable as mentioned on the website(www.thomascook.in)
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