Chennai Metro SBI CARD
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A few details to start with

    • Annual Fee (one-time): Rs. 499 + applicable taxes
    • Renewal Fee (per annum): Rs. 499 + applicable taxes

Privileges on Chennai Metro SBI Card

Know about the privileges on your Chennai Metro SBI Card

Welcome Offer

Welcome Offer

  • Dual usage Chennai metro travel cum credit card
  • Spend Rs 2000 or more in the first 60 days, and get 2000 bonus reward points.
  • Click here for terms and conditions
10X Rewards

10X Rewards

  • 10 X Rewards on Dining, Movies, Departmental and Grocery spends
  • 1 Reward Point per Rs 100 spent on other categories
Annual Offer

Annual Offer

  • Annual Membership Fee reversal from second year of subscription
  • Annual Membership Fee reversal on annual spends of Rs 1,00,000
Fuel Surcharge waiver

Fuel Surcharge waiver

  • 1% Fuel Surcharge Waiver across all petrol pumps
  • Transact an amount between Rs 500 to Rs 3,000 at any petrol pump in India to avail this offer

Chennai Metro SBI Card Features

Know everything about your Chennai Metro SBI Card

  • Reward Points
      • Earn 1 reward point on every Rs 100 that you spend using the Chennai metro SBI card
      • Use your reward points to pay the outstanding balance on your credit card or redeem against a wide array of gifts
      • Click here to browse through our rewards catalogue to choose your gifts
  • Worldwide Acceptance
      • You can use your CHENNAI METRO SBI Card in over 24 million outlets across the globe, including 3,25,000 outlets in India
      • Use your card to make payments at any outlet that accepts Visa or MasterCard
  • Add-on cards - Enhanced Power to your family
      • You can now conveniently take care of the needs of your loved ones
      • Your CHENNAI METRO SBI Card now lets you apply for Add-on Cards for your spouse, parents, children or siblings above the age of 18
  • Utility Bill Payment Facility
      • With the Easy Utility Bill Payment facility from CHENNAI METRO SBI Card you can be rest assured you will never ever forget paying your utility bills on time
      • All your utility bills like electricity, insurance, telephone will get paid before the due date with this facility from CHENNAI METRO SBI Card.
  • Guaranteed peace of mind
      • Your sense of security is our priority. SBI Card automatically gives you complete peace of mind with our SBI Card customer helpline and 24-hr mastercard Global Customer Assistance Services available across the world in case of any emergency
  • Balance Transfer on low interest rates
      • Here is your chance to save money while paying your credit card dues! SBI brings you a fast and convenient way to transfer the outstanding amount with balance transfer facility from your other card to your CHENNAI METRO SBI Card at the lowest rates of Interest
  • Flexipay
      • Flexipay, the easy installment plan from CHENNAI METRO SBI Card lets you buy just about anything and repay in easy monthly installments. Choose the plan best suited to your financial needs and avail of a low rate of interest on this EMI Credit Card. All this through a simple phone call within 10 days of your purchase. Call the Helpline for details now!
  • Easy Money Facility
      • Now you can order a bank draft any time by just making a local phone call to the SBI Card Customer Helpline. The amount of the draft will be billed directly to your CHENNAI METRO SBI Card. You’ll find it useful for payments of various bills, taxes, fees and a lot more. For more details please call the SBI Card helpline
  • Convenience of Technology E-statement
      • No postal delays. No lost statements. No late payments. Just the convenience of getting your monthly statement delivered directly to your email inbox. Giving you global access 24 hours and 7 days a week.
  • Chennai Metro SBI Card Alerts
      • CHENNAI METRO SBI Card Alerts enables you to receive information regarding your credit card status, as an SMS on your mobile phone. These include Mini Statement Alerts, Cheque Alerts, Credit & Cash limit Alerts & Payment Assistance Alerts.
      • So, no matter where you are, we will keep you informed! To subscribe- visit us at sbicard.com or call your local SBI Card Customer Helpline
  • SBI Card Online
      • Manage your SBI Card account. Whether it is checking your credit card statement online or requesting an address change, locating the nearest SBI ATM and winning exciting prizes on our special offers. It's all now click away. To get started, log on to sbicard.com and take advantage of these benefits
      • SBI Card Drop Box Locator*: Now locate the nearest SBI Card Drop Box:
      • 1. Type "PIN" < space > your 6 digit pin code xxxxxx
      • 2. Send SMS to 5676791
      • 3.You will receive the list of drop boxes in your area
      • * Premium SMS charges apply To apply, SMS ‘CMSBI’ to 5676791
  • Fees
      • Annual fee, one time:Rs 499 (Get 2000 Reward Points, worth Rs 500, on spends of Rs 2000 in the first 60 days, making your card virtually free for 1st year - For T&C refer to Benefits Section)
      • Renewal fee, per annum:NIL (Unless your Total Purchases on the card are less Rs 100,000 in the preceding year, in which case, a fee of Rs 499 will be charged)
      • Annual fee, one time (Replacement Fee): Rs 250
      • Add-on fee, (per annum): Nil
  • Extended Credit
      • Interest free credit period: 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid in full
      • Finance charges: Up to 3.35% per month, accounting to 40.2% per annum, from the date of transaction
      • Minimum Amount Due: 5% of Total Outstanding (Min. Rs 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)
  • Cash Advance
      • Cash advance limit: Up to 80% of the credit limit, maximum Rs 12,000 per day
      • Free credit period: Nil
      • Finance charges: Up to 3.35% per month accounting to 40.2% per annum from the date of withdrawal
  • Cash Advance Fee
      • SBI or other domestic ATMs: 2.5% of transaction amount, subject to a minimum of Rs 300
      • International ATMs: 3% of transaction amount, subject to a minimum of Rs 300
  • Other Charges
      • Cash payment Fee: Rs 100
      • Cheque pickup: Rs 90
      • Payment Dishonor fee: 2% of the payment amount, subject to a minimum of Rs 350
      • Statement retrieval: Rs 100 per statement older than 2 months
      • Charge slip retrieval: Rs 225 per charge slip
      • Late payment:
        • Nil for total amount due from Rs. 0 to Rs 200
        • Rs. 100 for total amount due greater than Rs 200 and up to Rs 500
        • Rs. 400 for total amount due greater than Rs 500 and up to Rs 1,000
        • Rs. 500 for total amount due greater than Rs 1,000 and up to Rs 10,000
        • Rs. 750 for total amount due greater than Rs 10,000
      • Overlimit: 2.5% of overlimit amount subject to a minimum of Rs 500
      • Card replacement: Rs 100
      • Card replacement, when abroad: Actual cost, minimum $175
      • Foreign currency transaction: Conversion mark up - 3.5%
  • Surcharges
      • Railway tickets through counters: Rs 30 + 2.5% of transaction amount
      • Railway tickets through irctc.co.in: 1.8% of transaction amount + service charge, as applicable
      • Petrol and other products or services sold at petrol pumps: 2.5% fuel surcharge waiver for each transaction between Rs 500 & R. 3,000, exclusive of applicable taxes, wherever applicable, and all other charges.
        2.5% of transaction amount (Min. 10) for transaction Amount Betweeen Rs 500 to Rs 3,000
      • Maximum surcharge waiver of Rs 100 per statement cycle, per credit card accounts.
      • Payment of customs duty: 2.25% of transaction amount, minimum of Rs 75
  • Order of Payment Settlement
      • Minimum Amount Due ( which is inclusive of GST + EMI on Loan plans + 5%of Total Outstanding ) , followed by Fees and other charges, Interest Charges, Balance Transfer Outstanding, Retail Outstanding and Cash Advance
      • Card finance charge is dynamic and will be based on the cardholder's usage and payment patterns and is subject to periodic review
      • *Nil on Cash advance
      • **Insurance is optional and a subject matter of solicitation
      • ***Cheques payable outside clearing zones not accepted. We accept payment through local cheques /drafts payable in Delhi only.
      • Service tax as applicable on all above fee, interest and charges
      • + Annual fee for the next year will be reversed if your Total Annual Spends in the current year are more than Rs 75,000/-
      • Your continued use of the card will be deemed acceptance of these amendments
      • SBI Card Helpline: 39020202 (prefix local STD code) or 18601801290
      • All information in this communication is correct and is subject to change at the discretion of SBICPSL. SBI Card Most Important Terms and Conditions are also available at sbicard.com
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