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SBI card Prime Business

Privileges on SBI Card PRIME Business

Know what you would be entitled to with this card

Welcome gift

Welcome Gift

  • Welcome e-gift Voucher worth Rs. 3,000 from Yatra for Business
  • E-Gift voucher will be sent via SMS to you registered mobile no within 30 days of your membership fee payment
  • You can redeem the voucher online at the time of purchase
PRIME Business Rewards

PRIME Business Rewards

  • Get 10 Reward Points per Rs.100 spent on Dining, Utility Bills payments and Office supplies
  • Earn 2 Reward Points per Rs. 100 on all other retail spends except fuel
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PRIME Business Rewards
  • Pay your card outstanding with Reward Points. 4 Reward Points = Rs. 1
  • 1% Fuel Surcharge Waiver on transaction amount ranging from Rs.500-Rs.4000 across all petrol pumps. (Govt. Service Tax extra, as applicable). Maximum Surcharge Waiver of Rs.250 per month, per credit card account
Milestone Benefits

Milestone Benefits

  • Waiver of Renewal Fee on annual spends of Rs. 3 Lakhs
  • E-Gift Voucher worth Rs. 7,000 from Yatra for Business on achieving annual spends of Rs. 5 Lakhs
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Milestone Benefits
  • You will receive an SMS to claim your e-Gift Voucher option within 10 days of achieving spends of Rs. 5 Lakhs.
Club Vistara Membership

Club Vistara Membership

  • Enjoy Complimentary Club Vistara Silver membership
  • Get 1 complimentary Lounge Access Voucher and 1 Upgrade Voucher
  • Earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
  • Click here to apply for your exclusive Club Vistara Silver membership
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Club Vistara Membership
Lounge Access

Lounge Access

  • 4 complimentary visits per year to International Priority Pass Lounges, outside India (max. 2 visits per quarter)
  • 8 complimentary visits per year to Mastercard Lounges in India (max. 2 visits per quarter)
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Lounge Access
  • Call at our customer helpline number: 1860 180 1290 or 39020202 ( Prefix Local STD code) to receive your Priority Pass
  • For list of domestic lounges visit mastercard.com
  • Click here to know more about Priority Pass member lounges
  • Offer is valid for Primary Cardholders only
Exclusive Merchant offers

Metro Cash & carry

  • Earn 10 reward points (5X) per INR 100 on all spends at Metro Cash & Carry stores.
  • Complimentary privileges through Bandhan- Loyalty program of Metro Cash & Carry*
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Metro Cash & carry
  • Upto 2% discount on the purchase value.
  • Exclusive billing desk & helpline services.
  • Free delivery of goods within 60 km of city limits.
    *Standard eligibility spend threshold doesn’t apply to SBI Card Prime Business Cardholders. All standard T&C’s of Bandhan program apply.
Yatra For Business

Yatra For Business

  • Get INR 750 off on Flight bookings above INR 6000, once in a quarter.
  • Get 20% off on Hotel bookings, once in a quarter.
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Yatra For Business
  • Self-service, GST compliant platform
  • Access to special corporate fares & hotel deals
  • Free rescheduling and low cancellation charges on flights
  • Free meals on-board flights
  • 1,00,000+ domestic hotels to choose from.
Mastercard Global Linker

Mastercard Global Linker

  • Grow Your Business Network - Find buyers, suppliers, & customers
  • Save on Business Costs - Reduce business costs with offers from other SMEs
  • Read & Contribute Content - Access to Inspiring SME stories, Insights
    • Annual Fee (one-time):Rs. 2,999
    • Welcome gift worth Rs. 3,000
    • Renewal Fee (per annum):Rs. 2,999

Know your SBI Card PRIME Business

Your SBI Card PRIME Business now comes with a host of features

  • Exclusive SBI Card Prime Business Benefits
      • For detailed product terms and conditions click here; For detailed SME Agreement - terms and conditions click here
  • Mastercard Privileges
      • Enjoy up  to 4 complimentary Green fees access per year and 1 complimentary Golf coaching/lesson per month at select Golf Courses in India
      • Enjoy up to 15% discount on best available room rates and up to 15% discount on F&B at Lalit Hotels
      • Enjoy 25% flat discount on all bookings at Sarovar Hotels
      • Get up to 20% off on Hotels and Homestays at travelguru.com
      • Get up to  15% off on text classified and display classified at Bookmyad.com
      • Flat 30% off on Printvenue
  • Contactless Advantage
      • Daily purchases now made easy with SBI Card PRIME Business. Simply wave your card at a secure reader to transact
      • Fast & convenient: No need to hand over your card or look for cash /coins for everyday small ticket purchases
      • Security: The card never leaves your hand during a Contactless transaction, significantly reducing the risk of card loss and fraud due to skimming (counterfeit).
      • Please click here to download the FAQ’s
      • Please click here to download the list of Merchants enabled for transactions.
  • Global Acceptance
      • SBI Card PRIME Business is accepted at over 24 million outlets across the globe, including 3,25,000 outlets in India
  • Fraud Liability Cover
      • Get complimentary credit card Fraud Liability Cover of Rs. 2 lacs with the Organisation level limit of 20 Lacs.
      • Please call SBI Card helpline to report a fraud/Card loss, Dial 1860 180 1290 or 39 02 02 02 (prefix local STD code)
  • Cash Access Across the World
      • Withdraw cash from over 1 million Visa ATMs worldwide
  • Safe and Secure
      • Get enhanced security against counterfeiting and skimming with the chip and pin enabled SBI Card PRIME Business
  • Easy Bill Pay Facility
      • Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your SBI Card PRIME Business
      • Click here to know more
  • Flexipay
      • With Flexipay, convert your transactions in easy monthly installments. Just transact for Rs. 2,500 or more using your SBI Card PRIME Business, and log onto sbicard.com within 30 days of purchase to convert it into Flexipay
      • Click here to know more
  • Balance Transfer on EMI
      • Save money while paying your credit card dues
      • Transfer the outstanding balance of other banks’ credit cards to your SBI Card PRIME Business, to avail a lower rate of interest and pay back in EMIs
      • Log onto sbicard.com with your user ID and password to avail this service
      • Click here to know more
  • Fees
      • Annual Fee (one time): Rs. 2,999
      • Renewal Fee (per annum): Rs. 2,999 from second year onwards
      • Add-on Fee (per annum): Nil
  • Extended Credit
      • Interest free credit period: 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid in full
      • Finance charges: Upto 3.35% per month(40.2% per annum), from the date of transaction
      • Minimum Amount Due: 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( in case of EMI based product) + Over Limit Amount (if any)
  • Cash Advance
      • Cash advance limit: Upto 80% of the credit limit, with a maximum of Rs. 15,000 per day
      • Free credit period: Nil
      • Finance charges: Upto 3.35% per month (40.2% per annum), from the date of withdrawal
  • Cash Advance Fee
      • SBI ATMs or other ATMs: 2.5% of transaction amount, subject to a minimum of Rs. 300
      • International ATMs: 3% of transaction amount, subject to a minimum of Rs. 300
  • Other Charges
      • Cash payment fee: Rs. 100
      • Payment dishonor fee: 2% of the payment amount, subject to a minimum of Rs. 450
      • Statement retrieval: Rs. 100 per statement that is more than 2 months old
      • Cheque Fee: Rs. 100 (Payments made via cheque upto Rs. 10,000)
      • Late payment:
        • NIL for Total Amount due from Rs.0-Rs.200;
        • Rs. 100 for Total Amount due greater than Rs. 200 & up to Rs. 500;
        • Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000;
        • Rs. 600 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000;
        • Rs. 800 for Total Amount due greater than Rs. 10,000 & up to Rs. 25,000;
        • Rs. 950 for Total Amount due greater than Rs. 25,000
      • Over limit: 2.5% of over limit amount, subject to a minimum of Rs. 500
      • Card replacement: Rs. 100
      • Emergency card replacement, when abroad: Actual cost (subject to a minimum of $175)
      • Foreign currency transaction: Conversion markup: 3.5%
      • Dynamic Currency Conversion: Markup Fee: 3.50% (For All Cards Except Elite) 1.99%(For Elite Cardholders Only) (Only for transactions greater than or equal to Rs. 1000)
      • Rewards redemption fee: Rs. 99
      • Priority Pass Lounge Charges : All Airport Lounge visits within India through the Priority Pass Program will be charged with an 19 usage fee of $27 per visit + applicable taxes. All Airport Lounge visits outside India through the Priority Pass Program, after exhausting the complimentary visits, will be charged with an usage fee of $27 per visit + applicable taxes. For more details, please visit sbicard.com All guests being accompanied by the SBI Cardholder having the Priority Pass, to visit the Airport Lounge will be charged with an usage fee of $27 per visit + applicable taxes.
  • Surcharges
      • Railway tickets through counters: Rs. 30 + 2.5% of transaction amount
      • Railway tickets through irctc.co.in: 1.8% of transaction amount + service charge, as applicable
      • Petrol and other products or services sold at petrol pumps: 1% fuel surcharge waiver for each transaction between Rs. 500 and Rs. 4,000, exclusive of applicable taxes, wherever applicable, and all other charges. Maximum surcharge waiver of Rs. 250 per statement cycle, per credit card accounts 1% of transaction amount for transaction amount between Rs. 500 to Rs. 4,000
      • Payments of Customs duty: 2.25% of transaction amount (subject to a minimum of Rs. 75)
  • Things to know
      • Submit account payee cheques following CTS 2010 standards for timely processing of your cheque payment
      • All taxes would be charged as applicable on all the above Fees, Interest & Charges

      Your continued use of the card will be deemed acceptance of amendments in all Terms and Conditions

       

      For assistance, please call SBI Card helpline at:

      Dial 1860 180 1290 or 39 02 02 02 (prefix local STD code)

      All information in this communication is correct as per July 2018 and is subject to change at the discretion of SBICPSL. SBI Card Most Important Terms and Conditions are also available at www.sbicard.com

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