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KVB Signature Card
    • Annual Fee : Rs. 4,999
    • Welcome gift worth Rs. 4,999
    • Renewal Fee : Rs. 4,999


Privileges on KVB SBI Signature Card

Know what you would be entitled to with this card

Welcome gift

Welcome Gift

  • Get vouchers worth Rs. 5,000 as welcome gift.
  • You can redeem the voucher with any of our retail partners - Jabong.com, Westside, Shoppers Stop and Yatra.com
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Bonus rewards

Bonus Rewards

  • Earn 10,000 bonus Reward Points on achieving annual spends of Rs. 2 lakhs, 3 lakhs and 4 lakhs
  • Earn 20,000 bonus Reward Points on crossing annual spends of Rs. 5 lakhs
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Accelerated reward points

Accelerated reward points

  • Get 5X reward points on all dining, departmental stores, grocery and international spends
  • Earn 2 reward points for every Rs. 100 spent on all other categories
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Accelerated reward points
  • Redeem these reward Points against outstanding amount on your credit card or for exciting items from our Rewards Catalogue
  • You can earn up to 40,000 Reward points in a year
Airport lounge access

Airport lounge access

  • Get a complimentary membership to the Priority Pass program worth $99
  • Enjoy access to over 600 airport lounges in over 300 cities worldwide with this membership
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Airport lounge access
  • A usage fee of only $27 will be charged to your KVB – SBI Signature Credit Card, every time you visit an airport lounge.

Features of KVB SBI Signature Card

Know everything about KVB SBI Signature Card

  • True lifestyle
      • Enjoy access to more than 300 golf courses across the world
      • Get 30% discount on the green fee
  • Cash on the go
      • Withdraw cash anytime from over 1 million Visa ATMs worldwide
  • KVB - SBI Signature Credit Card online
      • Now you can manage your KVB – SBI Signature Credit Card online.
      • Now check your monthly statements online.
      • You can also change your address or even find the nearest ATM by logging into our website
      • Now you can subscribe to SMS alerts online.
      • Log on to sbicard.com and register today to enjoy the above mentioned services.
  • Fuel surcharge waiver
      • Get freedom from paying the 1% fuel surcharge on every transaction of Rs. 500 - Rs. 4,000
      • A maximum surcharge waiver of Rs. 250 can be availed per cycle on your KVB - SBI Signature Credit Card
  • Easy Bill Pay facility at zero charge
      • Never miss the due date for paying your electricity, insurance, telephone and other utility bills, with the Easy Bill Pay facility of your KVB - SBI Signature card.
      • Give us standing instructions to make payments on your behalf every month with Auto Bill Pay.
      • Click here to know more
  • Flexipay
      • With Flexipay, convert your transactions in easy monthly installments.
      • Choose the plan that suits you. To convert your transaction to Flexipay, call the SBI Card Helpline at 1860 180 1290 / 39020202 within 30 days of making the purchase.
  • Balance Transfer on EMI
      • Transfer the outstanding balance of your other bank’s credit card to your KVB - SBI Signature Credit Card and avail a lower rate of interest and pay back in easy EMIs.
      • Log on to sbicard.com with your user ID and password to avail this service
      • Click here to know more
  • Easy Money facility
      • Easy Money lets you avail money just when you need it.
      • With this facility, you can get a draft or cheque against your cash limit and get it delivered to your doorstep.
  • Online Booking of Railway Tickets
      • Book railway tickets online and get them delivered at your doorstep
      • Go to irctc.co.in and follow the below steps:
        • Register free of cost
        • Log in with your user name and password
        • Follow instructions on the website to make your reservations
        • Make payments through your SBI Card at the payment gateways that accepts all MasterCards
        All transactions on irctc.co.in are governed by the terms and conditions of irctc.co.in
  • Global acceptance
      • Your KVB - SBI Signature Credit Card is an international credit card and is accepted in over 2 million Visa outlets worldwide and over 2,85,000 outlets in India
  • Empower your family
      • Share the power of your KVB - SBI Signature Credit Card with your family
      • Apply for add-on cards for your spouse, children, parents and siblings who are over 18 years of age
  • Emergency card replacement
      • Get your KVB - SBI Signature Credit Card replaced anywhere in the world
      • 24x7 helpline for emergency card replacement even while travelling abroad. Click here for Visa helpline numbers
      • In case your card is lost in India, please call SBI Card Helpline at 1860 180 1290 / 39020202.
  • Fees
      • Annual fee, one time: Rs. 4,999
      • Renewal fee, per annum: Rs. 4,999
      • Add-on fee, per annum: Nil
  • Extended Credit
      • Interest free credit period: 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid in full
      • Finance charges: Up to 3.35% per month, accounting to 40.2% per annum, from the date of transaction
      • Minimum amount due: 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)
  • Cash Advance
      • Cash advance limit: Up to 80% of the credit limit, with a maximum of Rs. 15,000 per day
      • Free credit period: Nil
      • Finance charges: Up to 3.35% per month accounting to 40.2% per annum from the date of withdrawal
  • Cash Advance Fee
      • SBI or other ATMs: 2.5% of transaction amount, subject to a minimum of Rs. 500
      • International ATM: 2.5% of transaction amount, subject to a minimum of Rs. 500
  • Other Charges
      • Cheque pickup: Rs. 100
      • Payment Dishonor fee: 2% of the payment amount, subject to a minimum of Rs. 450
      • Statement retrieval: Rs. 100 per statement that is more than 2 months old
      • Cheque Fee: Rs. 100 (Payments made via cheque upto Rs. 10,000)
      • Charge slip retrieval: Rs. 225 per charge slip
      • Late payment:
        • NIL for Total Amount due from Rs.0-Rs.200;
        • Rs. 100 for Total Amount due greater than Rs. 200 & up to Rs. 500;
        • Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000;
        • Rs. 600 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000;
        • Rs. 800 for Total Amount due greater than Rs. 10,000 & up to Rs. 25,000;
        • Rs. 950 for Total Amount due greater than Rs. 25,000
      • Overlimit: 2.5% of overlimit amount subject to a minimum of Rs. 500
      • Card replacement: Rs. 100
      • Emergency card replacement, when abroad: Nil
      • Foreign currency transaction: Conversion mark up : 3.5%
      • Card upgrade fee: Up to Rs. 500
      • Rewards redemption fee: up to Rs. 99
      • Cash Payment fee: Rs. 100
  • Surcharges
      • Railway tickets through counters: Rs. 30 + 2.5% of transaction amount
      • Railway tickets through irctc.co.in: 1.8% of transaction amount + service charge, as applicable
      • Petrol and other products or services sold at petrol pumps:    1% fuel surcharge waiver for each transaction between Rs. 500 and Rs. 4,000, exclusive of all applicable taxes, wherever applicable, and all other charges. Maximum surcharge waiver of Rs. 250 per statement cycle, per credit card accounts.
        1% of transaction amount for transaction Amount Betweeen Rs. 500 to Rs. 4,000
  • Order of Payment Settlement

      All payments made for a cardholder account will be settled in the order of Minimum Amount Due (which is inclusive of all applicable taxes + EMI on EMI based products + 5% of Total Outstanding), Fees & Other Charges, Interest charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.

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