Family Health Floater
Insure your whole family with one plan,
Family Health Floater Policy is a comprehensive health insurance plan designed for you and your family, covering expenses incurred during inpatient-hospitalization that has lasted for more than 24 hours. With this policy, you can avail cashless hospitalization in over 4,400 hospitals across India.
A - Adult; C - Child
*Service Tax Charges are subjected to change with notification of the government.
|Family Health Floater Premium Rates (The below rates are inclusive of 14% service Tax, 0.5% Swachh Bharat Cess and 0.5% Krishi kalyan Cess)|
|Sum Insured INR 1,00,000||1A||2A||2A + 1C||2A + 2C|
|Upto 35 yrs||1,665||2,830||3,650||4,470|
|Upto 45 yrs||2,108||3,585||4,402||5,265|
|Upto 55 yrs||4,036||6,861||7,694||8,592|
|Upto 60 yrs||5,102||8,675||9,534||10,416|
|Upto 65 yrs||6,123||10,409||11,440||12,500|
|Sum Insured INR 2,00,000||1A||2A||2A + 1C||2A + 2C|
|Upto 35 yrs||2,175||3,631||4,683||5,736|
|Upto 45 yrs||2,755||4,599||5,650||6,753|
|Upto 55 yrs||5,275||8,802||9,874||11,025|
|Upto 60 yrs||6,670||11,129||12,233||13,366|
|Upto 65 yrs||8,003
|Sum Insured INR 3,00,000||1A||2A||2A + 1C||2A + 2C|
|Upto 35 yrs||2,506||4,181||5,397||6,662|
|Upto 45 yrs||3,041||5,076||6,333||7,547|
|Upto 55 yrs||5,856||9,773||11,015||12,331|
|Upto 60 yrs||7,407||12,361||13,719||14,960|
|Upto 65 yrs||8,889||14,833||16,461||17,954|
At inception, you may review the terms and if you find the same not acceptable, opt out of the policy within 15 days from the date of receipt of policy documents. If you have not made any claim, you will be refunded the premium amount paid less stamp duty charges and proportionate risk premium for the period you have been under cover.
Hospitalization caused by or arising due to the following will not be payable under this policy
Treatment of congenital internal anomaly, any type of migraine or vascular headache, stones in the urinary and biliary systems, surgery on tonsils or adenoids, gastric and duodenal ulcer, any type of cyst, nodules, polyps, or any type of breast lumps.
If these are pre-existing disease at the time of proposal they shall be treated as a pre- existing disease.
Treatment of spondylosis / spondylitis, any type, inter-vertebral disc prolapse and such other degenerative disorders. Cataract, benign prostatic hypertrophy, hysterectomy, fistula, fissure in anus, piles, hernia, hydrocele, sinusitis, knee or hip joint replacement, chronic renal failure or end stage renal failure, heart diseases, any type of carcinoma/sarcoma/ blood cancer and osteoarthritis of any joint for all insured persons.
If these diseases are pre- existing at the time of proposal they shall be treated as a pre-existing disease.
Please refer to your policy documents for detailed list of exclusion.
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
Insurance is a subject matter of solicitation.
SBI Card is the Corporate Agent of Royal Sundaram General Insurance Co. Limited vide IRDAI Registration code CA0075
IRDAI Registration Number of Royal Sundaram General Insurance Co. Limited is 102
UIN NO: IRDA/NL-HLT/RSAI/P-H/V.I/208/13-14
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