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Royal Sundaram’s Accident Shield offers Personal Accident Insurance cover to support you and your family during some unforeseen events such as death and permanent total disablement. As a cardholder, you can avail this cover for yourself, spouse, chil.dren and parents, falling in the age bracket of 18 to 70 years
At inception, you may review the terms and if you find the same not acceptable, opt out of the policy within 15 days from the date of receipt of policy documents. If you have not made any claim, you will be refunded the premium amount paid less proportionate premium for the period you were under cover and stamp duty charges.
The below premium is inclusive of 18% Goods and Services Tax.
The GST rate is subject to change, as and when there is an amendment passed by the Government.
Benefit (Unique offer)
|Plan Name||Plan 1||Plan 2||Plan 3|
|Sum Insured (INR)||10,00,000||15,00,000||20,00,000|
|Premium (Self Only)||1,015||1,391||1,820|
|Premium (Self + Spouse)||2,033||2,782||3,635|
SBI Cards and Payment Services Private Limited (SBICPSL) will not be liable or responsible for any actions, losses, damages, claims, costs, charges and expenses, which the SBI Cardholder may suffer, sustain, or incur by way of this offer or which may arise out of use of any services availed by the SBI Card holder under this offer. All queries, claims or disputes arising out of any account whatsoever shall be taken up by the SBI Cardholder directly and solely with Royal Sundaram.
Payment of insurance premium for the Accident Shield shall be exclusively charged to the cardholder’s SBI Credit Card.
This policy provides for lifelong renewal and you can remit the renewal premium on or before expiry date of the policy. You are also given a 30 day grace period to remit renewal premium and maintain continuity of coverage. However, during this grace period no coverage shall be provided.
To avail the automatic renewal facility, please send a written request to Royal Sundaram General Insurance Co. Limted., 60 days before the expiry of your policy.
Cover will not be paid if injury, disablement, or death is a result of:
Persons working in the following professions are excluded from the preview of the cover :
Aircraft pilots and crew, Armed Forces personnel, artistes engaged in hazardous performances, aerial crop sprayer, gambling bookmaker, demolition contractor, explosives users, seagoing fisherman, Jockey, marine salvager, miner and other occupations underground, off-shore oil or gas rig worker, full time policeman, pop musicians, professional sports person, roofing contractors and all construction, maintenance and repair workers at heights in excess of 50ft or 15m, saw miller, scaffolder, scrap metal merchant, armed security guard, steeplejack, stevedore, structural steelworker, tower crane operator, tree feller, ship crew, travel agency business, air coupon and ticket business.
Please refer to your policy documents for detailed list of exclusion.
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
Insurance is a subject matter of solicitation.
SBI Card is the Corporate Agent of Royal Sundaram General Insurance Co. Limited vide IRDAI Registration code CA0075
Royal Sundaram General Insurance Co. Limited IRDAI Registration No.102
Product UIN No: IRDA/NL-HLT/RSAI/P-P/V.I/192/13-14