Transaction Usage & Limits

Please follow any of the below mentioned process to activate or set/modify the usage/limits for different transaction categories on your SBI Credit Card:

• SBI Card App - Login => Select ‘Manage Card Usage’ => Select ‘Manage Card Transactions’ => Choose Transaction category / limit to be modified

• SBI Card website - Login => Go to ‘Menu’ and select ‘Manage Card Usage’ => Click on ‘Manage Card Transactions’ => Choose Transaction category / limit to be modified

• To activate transaction usage or set/modify limit, click here

• Click to visit Chatbot ILA or click on ILA icon available on the SBI Card website and follow the below steps -
  • Type and enter ‘Manage Card Usage’
  • Login to your account
  • Choose the transaction usage category (Domestic/ International) to be activated basis your requirement
  • Activate the transaction type (e.g., Domestic Online, etc.) & set the transaction limit
  • Authenticate the request using the OTP shared on your Registered Mobile Number

No. Transaction limits on the SBI Card account can only be managed by a Primary account holder for both primary and add-on Card

No. All the changes are saved and activated instantly

The said transaction will get declined. Similar behavior will be applicable for all transaction types(for domestic and international usage). To successfully complete the transaction, please switch ON the corresponding transaction category switch(Domestic Online in this case). To manage transaction category usage, please check Question 1.

The said transaction will get declined. To successfully complete the transaction, please increase the corresponding category limit OR attempt a transaction within the transaction category limit set. To manage transaction category limits, please check Question 1.

Transactions done in India in currency code as INR (Indian Rupees). Kindly enable your domestic usage to transact at retails stores or online websites/ mobile apps in India.

Transactions done in foreign currency or INR in countries outside India(Except Nepal and Bhutan). Kindly enable your international usage to transact online on international websites/ at stores outside of India.

Online transactions include payment done on a website, mobile app/QR Code or any other online mode(including auto-debit/standing instructions etc.), for the purchase of goods or services.

Point of Sale(POS) transaction is a payment done at retail store using point of sale (POS) terminals by dipping your credit card/payment using card tokenization services (eg. Samsung Pay/SBI Card Pay). Activate your credit card for making POS transactions.

Contactless/Tap & Pay transactions are done by tapping your card at NFC (Near Field Communication) enabled Point of Sale (PoS) terminals for purchase of goods or services.

Automated Teller Machine(ATM) transaction is a transaction done at ATMs to avail cash/use other ATM facility.

Using ‘Set Your Spend Limits ‘ link you can set your individual category usage as per billing cycle credit limit.

The maximum limit for any category can be set equivalent to the credit limit on the card. In case of ATM transactions, the maximum limit that can be set will be the cash limit on the card.

These transactions are treated as online domestic transactions. Please ensure that your online switch is ON for domestic transactions

These transactions are treated as online transactions. Please ensure that your online switch is ON for domestic & International transactions

The different transaction usage categories have been added for enhanced security on your card.