Travel Insurance

Travel insurance is a comprehensive plan which covers you against medical and other financial emergencies that may occur during your travel abroad . It provides 2 coverage options :

• Worldwide and
• Worldwide excluding US & Canada

• Indian Residents undertaking bonafide trips abroad for:
  1. business and official purposes,
  2. holiday purpose
• Foreign Nationals working in India.

Age Limit for purchase of Travel Insurance policy is: 6 months to 70 years.

Period of Insurance

• Single Trip: - Policy can be issued for minimum 1 days up to a maximum of 180 days duration.
• Multi Trip: - Policy will be issued only for one year not for shorter or longer duration.

Extension in Policy duration is only permissible in single trip insurance for a maximum 180 days subject to the condition that total Policy duration after extension shall not be more than 270 days.
The premium for extension of Policy duration will be difference of full extended period premium minus premium received till date

Yes deductible is applicable for coverage under Medical expenses, Travel Support and Personal Liability covers under Travel Insurance.

Travel Insurance does not cover pre-existing diseases.

• Single Trip Insurance is non-renewable.
• Multi Trip Insurance may be renewed every year.

Yes, floater discount is applicable for Travel insurance as per below table:

Travel Insurance is not mandatory in India. However it is mandatory in UK and countries like Austria, France, Germany, Belgium, Luxemburg, Spain, Netherlands and many other countries.
However, for a safe and peaceful trip, we recommend that you should take a Travel insurance policy to take care of any contingencies that might arise during your journey; like sudden illnesses, misplaced passport, lost luggage etc.

No, policy cannot be issued once travel has commenced.

No, there is no medical examination required to avail Future Easy Travel plans.