Manage your account on the go with the SBI Card Mobile App


Easy Money

  • Q1. What is Easy Money?

  • Easy Money facility on SBI Card empowers the cardholders to avail funds for short term at low rate of interest. The funds get instantly credited to your bank account through NEFT.

  • Q2. How can I book Easy Money?

  • You can book Easy Money in 3 simple ways:

    • Log on to or SBI Card app using your SBI card Online user ID and password
      • Click on the ‘Benefits’ link on the left hand navigation and select ‘Easy Money’
      • Enter details and confirm to book Easy Money instantly

    • You can also login to Chatbot ILA, ask query for booking Easy Money and follow the guided steps
    • Call up our SBI Card helpline at 39 02 02 02 (prefix local STD code) / 1860 180 1290 (from BSNL/MTNL lines)
  • Q3. What are the plans available for Easy Money?


    Currently, there is only 1 plan available for Easy Money:

    TenureRate of InterestProcessing Fee
    45 days 2.45% per month 1.5% or ₹ 199,
    whichever is higher


  • Q4. How much money can I avail using this facility?

  • Easy Money can be booked for a minimum amount of ₹ 5000 to a maximum of up to 75% of your available cash limit.

  • Q5. Can I ask for a cheque or NEFT transfer for the Easy Money amount?

  • Yes, both NEFT & Cheque mode are available for Easy money facility. Through NEFT, funds will be transferred within 48 hours, however, a cheque will be delivered within 3 or 5 working days, if you reside in a metro or other cities respectively.

  • Q6. I have recently changed my address; can I book Easy Money?

  • Yes, you can request for Easy Money even if there is a change in address. However, your Easy Money booking request will be processed only after the new address has been successfully verified. If the verification check is unsuccessful, your Easy Money booking request will not be processed.

  • Q7. I am an add-on cardholder; can I book Easy Money on my card?

  • No. Easy Money can only be booked on a primary card.

  • Q8. I have already taken Easy Money for the amount that I was eligible for and now I want to book another Easy Money, how can I do it?

  • If you have already booked Easy Money for maximum eligible amount, you can book Easy Money only after you have paid back the amount of Easy Money booked in parts or full OR your cash limit gets extended. If you repay the Easy Money booked in parts, you can book another Easy Money for this amount (Please refer to the Order of Payment Settlement to understand how the amount paid by you against your SBI Card outstanding is settled). Do note that at any given point in time, Easy Money booking on your account cannot exceed 75% of your available Cash Limit.

  • Q9. What is the cancellation procedure for Easy Money?

  • In case the cardholder places a cancellation request within 45 days of the Easy Money getting booked, then all fees and interest charged will be reversed. The charges will not be reversed once cheque issued to the cardholder has been cleared and resulted in a clear credit to the cardholder account. In case of a cancellation post 45 days the fees charged will not be reversible and all such fees shall stand forfeited by the Cardholders.