Manage your account on the go with the SBI Card Mobile App


Earning Reward Points

  • Q1. How do I earn reward points? How many points do I earn per transaction?

  • The reward points earning rate will vary depending on the card type that you hold. To know more about the rewards earning structure, please click here and follow these simple steps

    Step 1 Choose your card type
    Step 2 Click on “Terms & conditions” on left had side
    Step 3 Click on “Shop-and-Smile” reward program

    Under “Points Earned/Accumulated/Redeemed In The Program”, rewards points earning per type of transaction has been mentioned.

  • Q2. How can I check my reward points summary?

  • You can check the reward points summary in the following ways:-

    • By referring your latest credit card statement or
    • By Login to Chatbot ILA using your online account user ID and password and asking about reward points
    • By giving missed call at 8422845514 from your registered mobile number
    • By sending an SMS -REWARDS XXXX (where XXXX stands for the last 4 digits of your card number) to 5676791 from your registered mobile number
    • By logging in to > Dashboard > at the bottom, the rewards points summary & expiring rewards points are displayed.
    • By login SBI Card mobile app.