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Q1. What is the cancelation procedure for BT on EMI?
You can call the SBI Card helpline on the below mentioned numbers in order to cancel your BT on EMI booking:
From all phones: 39 02 02 02 prefix local STD code or 1860 180 1290
If you cancel the BT on EMI booked within 45 days of booking, then all the fees and interest charged by SBICPSL along with BT on EMI amount will be reversed. Fees and charges will not be reversed if the cancellation takes place after 45 days. Please note, the charges will not be reversed once the cheque has been encashed by you.
Q2. Is the cancellation process same for all the other bank cards?
If you have booked the BT on EMI for a VISA credit card and the amount has been transferred online through Visa Money Transfer (VMT), the BT on EMI once booked cannot be cancelled. In case the BT on EMI has been booked for a credit card other than VISA and the amount has been transferred through cheque, you can call the SBI Card helpline to cancel your BT on EMI booking.