• Consolidate all air travel expenses for infrequent travelers, consultants, job candidates, and even large groups traveling — charged by your company or designated travel agency — into a single, centrally billed account for better visibility and control.

• Effectively monitor and manage traveler’s expenses by consolidating virtually all your travel expenditures into one account, one bill, one payment.
• Ensure preferred supplier and travel policy compliance, access spend data that is meaningful to your company and improve spend visibility to assist with supplier negotiations

• You can restrict spends at merchant categories not related to travel or travel related categories
• You can put spending limits on select merchant categories as per daily, weekly or monthly expenses
• We help you in keeping your card usage within permitted entitlement limit

• In addition to data available, you can ask for data file customization using 8"user-defined fields" additionally available

• Joining fee: Nil
• Annual fee: Nil

• Interest free credit period: 20-50 days. It is applicable only on retail purchases and if previous month's outstanding balance is paid in full
• Period Finance charges^#: Upto 3.35% per month amounting to 40.2% per annum from the transaction date. (It is a charge card and does not offer revolving facility)
• Minimum Finance charge - Rs 25 each (on Retail & Cash transactions), exclusive of applicable taxes
• Total amount payable: Total outstanding due

• Cash advance limit : Variable
• Free credit period: Nil
• Finance charges^#: Up to 3.35% per month amounting to 40.2% per annum from the date of withdrawal

• SBI ATMs / Other Domestic ATMs: Upto 2.5% of withdrawal amount or Upto Rs. 450 (WIH) per transaction
• International ATMs: Upto 3% of withdrawal amount or upto Rs. 450, whichever is higher, per transaction

• Payment Dishonor Fee: 2% of payment Amount (subject to a minimum of Rs. 350)
• Overlimit fees : Not applicable on Corporate Cards
• Late payment: NIL for Total Amount due from Rs.0 - Rs. 200;
  Rs. 100 for Total Amount due greater than Rs. 200 & up to Rs. 500;
  Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000;
  Rs. 500 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000;
  Rs. 750 for Total Amount due greater than Rs. 10,000
• Emergency card replacement: Complimentary
• Foreign currency transaction conversion markup: Upto 3.5%
• Rewards redemption fee: Rs. 99
• OTC cash payment fees: Rs. 100 + Applicable taxes
• Annual Reward Fee: Upto Rs. 300
• Cheque Pickup: Rs. 90
• Statement Retrieval: Rs. 100 per Statement (>2 months old)
• Cheque Fee: Rs. 100 (Cheque payment upto Rs. 2000)

• Railway tickets – Railway counters: Rs. 30 + 2.5% of transaction amount
• Railway tickets – irctc.co.in: 1.8% of transaction amount + service charge, as applicable
• Petrol & all products/services:

•1% of transactional value. 1% Surcharge Waiver (excluding all applicable taxes wherever applicable + other charges) for single transaction spends between Rs. 500 and Rs. 4000 for Platinum Cards

Maximum surcharge waiver of Rs. 250 per statement cycle per corporate card account for platinum cards

All payments made for a cardholder account will be settled in the order of Total Amount Due (which is inclusive settlement of applicable taxes), followed by fees and other charges, Interest charges, retail outstanding and cash advance.

All taxes would be charged as applicable on all the above Fees, Interest & Charges.

“Applicable Taxes” (for Statements issued on or after 1st July, 2017) means:
- For the cardholders having state of residence in the records of SBI Card on the statement date as“Haryana” - Central Tax @ 9% and State Tax @ 9%
- For the cardholders having state of residence in the records of SBI Card on the statement date as other than “Haryana” - Integrated Tax @ 18%

*Any changes in schedule of charges will be communicated via email and will be available on our website www.sbicard.com

#Card finance charge is dynamic and will be based on the cardholder’s usage and payment patterns. It is subject to periodic review.
*Insurance is optional and a subject matter of solicitation.

Your continued use of the card will be deemed acceptance of these amendments.

To contact SBI Card for assistance, please click here.

• Consolidate all air travel expenses for infrequent travelers, consultants, job candidates, and even large groups traveling — charged by your company or designated travel agency — into a single, centrally billed account for better visibility and control.

• Effectively monitor and manage traveler’s expenses by consolidating virtually all your travel expenditures into one account, one bill, one payment.
• Ensure preferred supplier and travel policy compliance, access spend data that is meaningful to your company and improve spend visibility to assist with supplier negotiations

• You can restrict spends at merchant categories not related to travel or travel related categories
• You can put spending limits on select merchant categories as per daily, weekly or monthly expenses
• We help you in keeping your card usage within permitted entitlement limit

• In addition to data available, you can ask for data file customization using 8"user-defined fields" additionally available

• Joining fee: Nil
• Annual fee: Nil

• Interest free credit period: 20-50 days. It is applicable only on retail purchases and if previous month's outstanding balance is paid in full
• Period Finance charges^#: Upto 3.35% per month amounting to 40.2% per annum from the transaction date. (It is a charge card and does not offer revolving facility)
• Minimum Finance charge - Rs 25 each (on Retail & Cash transactions), exclusive of applicable taxes
• Total amount payable: Total outstanding due

• Cash advance limit : Variable
• Free credit period: Nil
• Finance charges^#: Up to 3.35% per month amounting to 40.2% per annum from the date of withdrawal

• SBI ATMs / Other Domestic ATMs: Upto 2.5% of withdrawal amount or Upto Rs. 450 (WIH) per transaction
• International ATMs: Upto 3% of withdrawal amount or upto Rs. 450, whichever is higher, per transaction

• Payment Dishonor Fee: 2% of payment Amount (subject to a minimum of Rs. 350)
• Overlimit fees : Not applicable on Corporate Cards
• Late payment: NIL for Total Amount due from Rs.0 - Rs. 200;
  Rs. 100 for Total Amount due greater than Rs. 200 & up to Rs. 500;
  Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000;
  Rs. 500 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000;
  Rs. 750 for Total Amount due greater than Rs. 10,000
• Emergency card replacement: Complimentary
• Foreign currency transaction conversion markup: Upto 3.5%
• Rewards redemption fee: Rs. 99
• OTC cash payment fees: Rs. 100 + Applicable taxes
• Annual Reward Fee: Upto Rs. 300
• Cheque Pickup: Rs. 90
• Statement Retrieval: Rs. 100 per Statement (>2 months old)
• Cheque Fee: Rs. 100 (Cheque payment upto Rs. 2000)

• Railway tickets – Railway counters: Rs. 30 + 2.5% of transaction amount
• Railway tickets – irctc.co.in: 1.8% of transaction amount + service charge, as applicable
• Petrol & all products/services:

•1% of transactional value. 1% Surcharge Waiver (excluding all applicable taxes wherever applicable + other charges) for single transaction spends between Rs. 500 and Rs. 4000 for Platinum Cards

Maximum surcharge waiver of Rs. 250 per statement cycle per corporate card account for platinum cards

All payments made for a cardholder account will be settled in the order of Total Amount Due (which is inclusive settlement of applicable taxes), followed by fees and other charges, Interest charges, retail outstanding and cash advance.

All taxes would be charged as applicable on all the above Fees, Interest & Charges.

“Applicable Taxes” (for Statements issued on or after 1st July, 2017) means:
- For the cardholders having state of residence in the records of SBI Card on the statement date as“Haryana” - Central Tax @ 9% and State Tax @ 9%
- For the cardholders having state of residence in the records of SBI Card on the statement date as other than “Haryana” - Integrated Tax @ 18%

*Any changes in schedule of charges will be communicated via email and will be available on our website www.sbicard.com

#Card finance charge is dynamic and will be based on the cardholder’s usage and payment patterns. It is subject to periodic review.
*Insurance is optional and a subject matter of solicitation.

Your continued use of the card will be deemed acceptance of these amendments.

To contact SBI Card for assistance, please click here.