Terms & Conditions
  1. This marketing program (“Program”) is from SBI Card & Payment Services Private Ltd. (“SBICPSL”) under an arrangement with Reliance Retail Ltd (“Merchant”) and is open to all residents of India holding a valid and current SBI Credit Card (“Cardholder”) and to whom a communication is sent either by SBICPSL and/or Merchant.

  2. The Validity of the Program (“Term”) is from 5th Oct 2013 till 5th Nov 2013 (Both days included), unless extended by SBICPSL and Merchant.

  3. Under this program:
    • Cardholder can avail cash back of 5% on purchases worth Rs. 15,000 or greater at merchant outlets (mentioned on www.sbicard.com ) using SBI Credit card, during the term
    • Max cash back capped to Rs 4,000 per card for the program period per transaction

  4. This Programme is not applicable on SBI Corporate Card

  5. Cash back to be credited to the card account by 20th  Dec 2013

  6. Any query regarding the program will be entertained till 10th Nov 2013 & queries regarding the cash back will be entertained till 24th Jan 2014.Post such date, SBICPSL will not entertain any correspondence or communication regarding this Programme or cash back from any cardholder.

  7. SBICPSL does not endorse any of the products or brands being offered under the Program and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.

  8. The Exclusive offers/discounts under these Programs cannot be clubbed with any other offer or discount extended by the participating brands as part of any other arrangement.

  9. All the existing offers, gifts, discounts etc., that are being offered can be availed by the Cardholders apart of this exclusive offer as mentioned in the communication.

  10. Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.

  11. Offer is subject to availability of products and available at the sole discretion of Merchant

  12. Cash back offered is offered jointly by SBICPSL & Reliance Digital

  13. Products offered under this program are subject to availability from the respective participating outlets of Merchant and accordingly SBICPSL in no circumstances shall be liable for non-availability of any of the products

  14. Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL or by Merchant

  15. All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.

  16. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL.
  17. Cardholders are not bound in anyway to participate in the Programs. Any such participation is voluntary and the same is being made purely on a “best effort basis”.

  18. SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Program at any time with/without prior notice to the cardholders.

  19. Note: - Reliance Retail ltd is a participating company as per the commercial between SBICPSL and Reliance Retail ltd