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Shop & Smile Rewards Program
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FAQ's
 
How is the Shop & smile rewards Calculated?
You get 1 reward point for every Rs 50 of spends on your SBI International & City affinity cards. You get 1 reward point for every Rs 40 of spends on your SBI Gold card(Only on retail transactions –excluding petrol,encash,insurance and balance transfer)
   
Whats the Eligibility for the Shop & Smile rewards Program?
The rewards program is only open for valid SBI cardholders. Valid SBI card holder who are non delinquent and non-blocked accounts.Cm whose account is blocked or is delinquent would not be eligible to accrue or redeem points.
   
How will I know about my accumulated reward points?
Your SBI card monthly statement has a separate section that will show your reward points earned and redeemed. You may also call the SBI Card helpline to know the as on date status of the reward points earned. You can also log on to www.sbicard.com to check your latest reward point status.
   
How Do I Redeem my Reward Points?
There are three ways to redeem your reward points:
       • Give us a call at our call center numbers mentioned on the back of the reward catalogue.
       • Redeem online on our website i.e www.sbicard.com
   
When can I not redeem my reward points?
You will be unable to accumulate or redeem points, if on a particular date the card account is not in good standing /delinquent i.e payment on the card has been missed for two statement cycles or more.
   
Can I redeem my reward points and send the gift to someone else ?
The rewards will be delivered only to your mailing address as per our records this is to ensure safe delivery of your merchandise.
   
When will I receive my requested redemption Item?
Please allow 2to 3 weeks for processing and delivery of gifts.
   
Can I change or cancel orders once placed?
No changes or cancellation would be allowed once orders are placed.
   
Do my reward points expire?
Yes. All reward points earned have a life of two years .All points not redeemed within two years of accrual shall expire.
   
Is there an Enrolment fees for the rewards Programme?
No shop and smile rewards program is free of cost.A nominal Rs 20 as redemption fee would be charged to you everytime you redeem your gift.
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