SBI Cards and Payments Services Private Ltd ("SBICPSL") is sensitive to privacy issues on the Internet. We believe it is important that you know how we treat the information that we receive on the Internet and that information shared with us is safeguarded in accordance with the strictest standards of security and confidentiality both internally and externally. In general, you can visit our site on the World Wide Web without telling us who you are or revealing any information about yourself. Our web servers collect the domain names, not the e-mail addresses of visitors.

This information is aggregated to measure the number of visits, average time spent on the site, pages viewed, etc. We usually use this information to measure the use of our site and to improve the content of our site. There are times, however, when we may need additional information from you, such as your name and address and [insert details]. Usually, the personal information we collect is used only by us to respond to your enquiry, process an order or allow you to access specific account information. Our policy is to collect only the minimum amount of personal information that is required to deliver a high quality of service to our customers on our products, services and other opportunities that we feel will be of relevance and value to you.

Occasionally, we may make the information, available to other external organizations whose products or services we think you may find interesting. Such disclosures will only be made with your consent and you will have the opportunity to limit access to such information. We may divulge information about our customers without consent where such disclosure is required to reputable reference sources or clearinghouse services for the purposes of credit reporting, verification and risk management. Please also refer to the terms and Condition on the SBI Card Application from. SBICPSL will try to ensure that these organizations conform to our privacy policies and we will require such external organizations to permit us to audit them for compliance with our standards of privacy.

However, SBICPSL is in no way responsible or liable for the content and privacy practices of these organization/s.

SBICPSL will not disclose your information other than as set out above unless acting under a good faith belief that such action is necessary to:

1. conform to legal requirements or comply with legal process

2. protect and defend the rights or property of SBICPSL

3. enforce the SBICPSL terms of service, or

4. act to protect the interests of its members or others.

If you register with us on-line, we may use this information to provide you with custom information about our offering in support of your needs.

A technology called cookies may be used to provide you with tailored information. A cookie is a tiny element of data that a web site can send to your browser, which may then be stored on your hard drive so we can recognize you when you return. You may set your browser to notify when you receive a cookie. At times we conduct on-line surveys to understand better, the needs and profile of our visitors.

When we conduct a survey, we will try to let you know how we will use the information, at the time that we collect it from you on the Internet. Children using our website:
Our website is directed at an audience over the age of 18. Children are, of course, welcome to visit our site. But if you are under the age of 18, you may not join our website, sign-up for any contest, or send us any personal information about you.

If we determine that you are under age 18, we will delete any personal information that we have about you. The SBICPSL website may contain links to other sites such as SBICPSL's distributors and sales affiliates.

While we try to link only to sites that share our high standards and respect for privacy, we are not responsible for the content or the privacy practices employed by other sites. Please be aware that advertisers or web sites that have links on our site may collect personally identifiable information about you. The information practices of those web sites are not covered by this privacy statement. If at any time you believe that SBICPSL has not adhered to these principles, you can contact the following person in strict confidence, Sanjeev Takkar, legal counsel Jyoti Pawar, General Counsel and Ombudsperson at jyoti.pawar@ge.com and Ombudsperson at Sanjeev.Takkar@geind.ge.com and we will take prompt steps to rectify the problem if any.
  

 
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