This section has been designed to put an end to your curiousity, doubts and queries about SBI Credit Cards. If you would like to know about credit cards and their use, or about the eligibility criteria for the ownership of SBI Cards, or the benefits of owning the SBI Card, or any other query, all you have to do is to click on the links and get the information you need. If you still have further queries, please call the 24-hour SBI Card Customer Helpline, or better still, simply post your query by clicking here, contact us!
Credit Cards
What is a credit card?
A credit card is a plastic card that makes payments
convenient. With it, you have the option of making
purchases or withdrawing cash when you want, and
repaying the amount over a period of time.
What
are the benefits of owning a credit card? There are many benefits of owning
a credit card, the most important being: Convenience
Safety
Wide acceptance
Interest free credit period
What is a MasterCard or a VISA card? MasterCard and VISA are both international payment systems who franchise member banks to issue cards with their brand name and provide settlement service for card payments to their franchisees globally.
Is there a limit to the number of cards that I can hold?
The number of credit cards that an individual can hold depends upon the cardholder's ability to service and control the use of multiple cards.
What is a credit limit?
It is the monetary value of the card. In other words the amount up to which the cardholder can spend.
What is Visa?
Visa is a product offered by the association of 22,000 financial institutions across the world. This product has a large acceptability. In India, over 110,000 shops, hotels, restaurants, etc. accept the Visa Card.
Which credit cards does the SBI Card offer?
SBI Cards offer you the SBI International Card, SBI Gold Card, SBI Card for Doctors and the SBI Classic VISA card. The SBI International, SBI Gold Card and SBI Card for Doctors come with the following advantages; world wide acceptance, easy cash access - domestic and international, free insurance protection, teledraft facility, zero lost card protection and an array of others. The SBI Classic VISA Card comes with all the advantages that accompanies a VISA card, like wide acceptance in India and Nepal, interest free credit period, etc, all of which help make your life simple.
