SBI Maruti Card
4% Value back and much more
- 4 Auto Points per Rs. 100 on all spends at Maruti
- 1 Auto Points per Rs. 125 for all retail spends
- 3,000 Auto Points when you exchange your Maruti Car
- 1,000 Auto Points each time you refer your friend or relative
- Fuel Surcharge Waiver of 2.5% across all petrol pumps
Joining Bonanza
- Bonus Joining Reward 200 Auto Points
- Complimentary Maruti On - road Service Assistance*(Offer stands withdrawn w.e.f 31 Jan'12)
Unmatched Benefits
- International Gold Credit Card with global acceptance
- Exclusive Discounts and offers on Maruti Accessories
- Exclusive promotions & discounts throughout the year
Redemption of Auto Points**
- 1 Auto Point = Re. 1
- Redeem Auto Points at Maruti Network for maintaining your car
- Accumulate Auto Points and get equivalent discount on car exchange.
* For Maruti On-road Service Assistance, simply dial +91-city code-39891515
** For more details, visit www.marutiautocard.com or call 1800-1800-180
Credit Facility
You SBI Maruti Card now offers you great flexibility of payment. With the extended credit option you can plan your outstanding payments as is suitable to you. You can pay any amount from the minimum amount due to the total outstanding amount due as shown in your Monthly Statement. You can then carry forward the unpaid balance at one of the lowest finance charges available.
Guaranteed peace of mind
SBI Card automatically gives you complete peace of mind with our SBI Maruti Card Customer Helpline and 24-hr MasterCard (Please check the logo on the front of your card before using) Global Customer Assistance Services available across the world in case of any emergency. Your sense of security is our priority.
Enhanced Power to your Family
You can now conveniently take care of the needs of your loved ones. Your SBI Maruti card now lets you apply for add-on cards for your spouse, children or siblings above the age of 18.
0% Fuel Surcharge
Your SBI Maruti Card provides you with the unique benefit and convenience of a fuel surcharge waiver. Simply use your SBI Card to buy petrol, diesel and lubricants at all petrol pumps outlets and you need not pay any fuel surcharge. All you have to do is to purchase fuel for amounts between Rs. 500 and Rs. 3000 every time per transaction to avail this benefit.
Cash on the go
As an SBI Maruti Cardholder, you can withdraw cash from over 1 million MasterCard ATMs (Please check the logo on the front of your card before using) across the globe, including 18,000 ATMs in India. In addition to this, you get access to over 10,000 SBI ATMs across 100 plus cities in India.
Book your railway tickets online
Now book your railway tickets online and getting them delivered at your doorstep. Experience the convenience of booking your tickets online with your SBI Maruti Card. All you need to do is:
1. Register free of cost on www.irctc.co.in
2. Log-in with your username and password on www.irctc.co.in
3. Book your ticket as per instructions on the website
4. Make payment through your SBI Card on the website through either of the two payment gateways which accept all MasterCards. Kindly note: All transactions on www.irctc.co.in are governed by terms & conditions of www.irctc.co.in
Utility Bill Payment Facility
With the Easy Bill Pay facility from SBI Maruti Card you can be rest assured you will never ever forget paying your utility bills on time. All your utility bills like electricity, insurance, telephone will get paid before the due date with this facility from SBI Card.
Balance Transfer on low interest rates
Heres your chance to save money while paying your credit card dues! SBI brings you a fast and convenient way to transfer the outstanding amount from your other card to your SBI card at the lowest rates of Interest.
Flexipay
Flexipay, the easy installment plan from SBI Card lets you buy just about anything and repay in easy monthly installments. Choose the plan best suited to your financial needs and avail of a low rate of interest. All this through a simple phone call within 10 days of your purchase. Call the Helpline for details now!
Easy Money Facility
Now you can order a bank draft any time by just making a local phone call to the SBI Maruti Card Customer Helpline. The amount of the draft will be billed directly to your SBI Card. You'll find it useful for payments of various bills, taxes, fees and a lot more. For more details please call the SBI Card helpline.
Convenience of Technology
E-statement
No postal delays. No lost statements. No late payments. Just the convenience of getting your monthly statement delivered directly to your email inbox. Giving you global access 24 hours and seven days a week.
SBI Card Alerts
SBI Card Alerts enables you to receive information regarding your credit card status, as an SMS on your mobile phone. These include Mini Statement Alerts, Cheque Alerts, Credit & Cash limit Alerts & Payment Assistance Alerts. So, no matter where you are, we will keep you informed! To subscribe to SBI Card visit us at www.sbicard.com or call your local SBI Card Customer Helpline.
SBI Card Online
manage your SBI Card account. Whether it is checking your statement online or requesting an address change, locating the nearest SBI ATM and winning exciting prizes on our special offers. It's all now click away. To get started, log on to www.sbicard.com and take advantage of these benefits.
SBI Card Drop Box Locator
Now locate the SBI Card Drop Box nearest to you. Simply
1. Type "PIN" < space > your 6 digit pin code xxxxxx
2. Send SMS* to 56767
3.You will receive the list of drop boxes in your area
Yes, it's that simple!
* Premium SMS charges apply
Fees
| Year 1 Joining Fee | Rs. 500 (Subject to reversal if Rs. 2,000 spent on card within 60 days of issuance) |
| Year 2 Onwards Annual Fee | Rs. 500(Subject to reversal if annual spend on card in preceding year exceeds Rs. 50,000) |
| Interest Free Credit Period | 20-50 days (applicable only on retail purchases and if previous months outstanding balance is paid in full) |
| Finance charges | Upto 3.35% p.m. (40.2% p.a.) from the transaction date |
| Minimum Amount Due | 5% of Total Outstanding (Min Rs. 200) + Govt. Service Tax |
| Cash Advance Limit | Upto 80% of Credit Limit |
| Free Credit Period | NIL |
| Finance charges | Upto 3.35% p.m. (40.2% p.a.) from the transaction date |
| SBI ATMs /Other Domestic ATMs | 2.5% of withdrawal amount or 300/- (WIH) per transaction |
| International ATMs | 3% of withdrawal amount or 300/- (WIH) per transaction |
| Protection Plus* | Personal Accident - Rs. 24 p.m. Credit Shield - 0.1% of Total Outstanding Admin Fee - Rs. 20 p.m. | ||
| Cheque Pickup | Rs 90/- | ||
| Cheque Bounce/ Invalid Cheque | 2% of Cheque dishonor amount (Min Rs. 350, Max Rs. 500). | ||
| Statement Retrieval | Rs. 100 per Statement (> 2 months old) | ||
| Chargeslip Retrieval | Rs. 225 per Chargeslip | ||
| Late Payment | NIL for Total Amount Due upto Rs. 500; Rs. 200 for Total Amount Due from Rs. 501 - Rs. 1,000; Rs. 350 for Total Amount Due from Rs. 1,001 - Rs. 5,000; Rs 500 for Total Amount Due from Rs 5,001 - Rs 10,000;Rs. 700 for Total Amount Due above Rs. 10,001 | ||
| Overlimit | 2.5% of Overlimit Amount (Min. Rs. 500) | ||
| Card Replacement | Rs. 100 | ||
| Emergency Card Replacement (When Abroad) | Actual Cost ( Min.$ 175) | ||
| Foreign Currency Transaction | Conversion mark up: 3.5% | ||
| Card Upgrade Fee | Upto Rs. 500 |
| Railway Tickets - Railway Counters | Rs. 30 + 2.5% of transaction amount |
| Railway Tickets - www.irctc.co.in | 1.8% of transaction amount + service charge, as applicable |
| Petrol & all products/services sold at petrol pumps | 0% surcharge for single transaction spend between Rs. 500 & Rs. 3,000 ;For SBI Platinum Cardholders: 0% surcharge for single transaction spend between Rs. 500 & Rs. 4,000 Maximum surcharge waiver of Rs. 100 p.m. per credit card account 2.5% of transaction amount (Min. Rs. 10) for transaction amounts < Rs. 500 & > Rs. 3,000 (SBI Platinum Cardholder for transaction amounts < Rs 500 & > Rs 4000) . |
| Order of payment settlement | Minimum Amount Due ( which is inclusive of GST + EMI on Loan plans + 5%of Total Outstanding ) , followed by Fees and other charges, Interest Charges, Balance Transfer Outstanding, Retail Outstanding and Cash Advance. |
# Card finance charge is dynamic and will be based on the cardholder's usage and payment patterns and is subject to periodic review
* Nil on Cash advance.
** Insurance is optional and a subject matter of solicitation.
*** Cheques payable outside clearing zones not accepted. We accept payment through local cheques /drafts payable in Delhi only.
Service tax as applicable on all above fee, interest and charges.
Your continued use of the card will be deemed acceptance of these amendments.
SBI Card Helpline
From BSNL/MTNL Lines 1800 180 1290
From All Other Lines 39 02 02 02
All information in this communication is correct as per June 2011 and is subject to change at the discretion of SBICPSL. SBI Card Most Important Terms and Conditions are also available at www.sbicard.com
About Us | Disclaimer | Escalation Matrix | Fair Practice Code | Privacy Policy | SBI Group | Order of Payment Settlement | Usage AgreementState Bank of India,Local Head Office 11 Parliament Street, New Delhi 110001